Alright, this probably won’t be my most popular post. But bear with me—I promise there’s a nugget of wisdom buried in here (somewhere). 🤞
Insults…
They sting. They dig deep. They’re horrible. And if you’ve been alive for more than 30 seconds, chances are, you’ve been on the receiving end of one.
Now before we go any further, let’s set the record straight: I’m not suggesting that insulting people is okay. It’s not.
That said… sometimes insults carry a smidge of truth. Annoying? Sure. But also kind of helpful? Maybe.
Wait, Did They Just Say That?
Here’s the thing about insults, especially the ones about money. They pinch because deep down, we know there’s a grain of reality hiding in there.
🙋🏽♂️ Raise your hand if you’ve heard one of these gems before:
- “You’re never gonna save. You’re just a spender.”
- “If you keep this up, you’re heading straight for bankruptcy.”
- “Why are you always spending your money on stupid stuff?”
- “You make how much? Get a grip on your finances!”
- “You’ve got no plan! You just spend willy-nilly!”
- “You think you’ll get approved for that loan? LOL, denied!”
Harsh, right? These comments sting because they aren’t wrapped up in soft, fluffy, sugarcoated kindness. But sometimes it’s the ouch that makes us pay attention.
Why Insults Hurt (and Why They Can Help 🫠)
Here’s a fun fact about insults (spoiler alert, not fun at all): Most times, they come from someone else’s pain. Think about it. Someone taking out their frustration on you? That’s 100% their issue.
But here’s the kicker—we don’t control their pain. What we do control is what we take away from the situation. And yeah, it’s tough, but sometimes those jabs are the wake-up calls we need.
My Personal Roast Session 🎤🔥
Back in my late teens, I got a voicemail from a credit card guy. I was dodging their calls. When I finally checked the message, it went something like this:
“Mr. Byers, you need to buy yourself some responsibility.”
RUDE, right?! But also… spot on. I was being irresponsible. (Shoutout to teenage me for making some truly stellar decisions back then.) And to this day, I still think of that voicemail when I’m tempted to go off-budget. If I had the guy’s number now, I’d probably call him to say thanks. Well, maybe.
How to Handle Those Financial Jabs 🥊
When someone insults you, it’s tempting to clap back. Trust me, I’ve been there. But here’s the thing about fighting insults with insults:
- It doesn’t solve anything.
- It just makes things worse.
- And honestly, who has the energy for that??
Instead, try this three-step game plan:
- Pause. Yeah, the insult hurts, but take a minute before reacting. It’s super easy to fire back, but what’s that gonna solve?
- Reflect. Is there any truth in what they’re saying? Be honest with yourself.
- Use it as fuel. If the comment hits a nerve, maybe it’s time to make a change. Thoughtful action beats petty comebacks every single time.
Hey, What’s the Upside?
Here’s the silver lining (yes, even with insults). Sometimes, those stinging words can push us to grow. They might be the nudge we need to finally face things we’ve been avoiding.
Think about it. You might brush off soft, sugarcoated comments. But a sharp insult? It sticks.
Look, I’m not saying you have to enjoy being insulted. (Who does?!) But next time someone throws shade at your spending habits or calls you out for overspending on lattes, ask yourself—is there a lesson hiding in there?
And if you’ve made it this far, congrats, you superstar! ⭐ I hope this didn’t sting too much, and most importantly, I hope it inspires you to grab a hold of your finances. After all, you’ve got this. 🫶
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