Money in the Bank, But Still Can’t Spend

Aug 07

💰 Money’s in the bank.

But your brain screams, “Don’t touch it.”

Here’s why:

  1. Scarcity Mindset Lingers
    You grew up pinching pennies. Now, even with a fat account, you still feel broke.

  2. Guilt Traps
    Spending feels like a crime. You hear your parents’ voices: “Save for a rainy day.” Every day feels stormy.

  3. Fear of the Future
    What if the money runs out? What if disaster strikes? Your mind invents new emergencies every week. 😟

  4. Comparison Game
    You see others splurging. You judge them. Then you judge yourself for wanting the same.

  5. Achievement Hangover
    You hit your savings goal. Instead of joy, you feel empty. The finish line moved. Again.

  6. Perfection Paralysis
    You want to spend “the right way.” So you do nothing. The money just sits there, gathering dust and anxiety.

  7. Shame Spiral
    You buy something nice. Guilt follows. You return it. Relief, then regret. Rinse, repeat.

  8. Identity Crisis
    You’re not “poor”. But you don’t feel rich. You’re stuck in the middle, unsure how to act. 🤷

  9. Control Freak Mode
    Money in the bank = control. Spending = chaos. You crave order, so you hoard.

  10. Joy Deficit
    You forget money is a tool. Not a trophy. Not a prison. Just a tool.  🛠️

Having money should feel good.

But old habits die hard.

Scarcity is a mindset, not a bank balance.

☑ Give yourself permission to enjoy what you’ve earned.
☑ Spend on things that matter.
Let go of guilt.

Money is meant to be used, not just counted.

Avraham
Your Financial Coach

P.S. If this hits close to home, you’re not alone. I help people ditch the guilt, fear, and hesitation around spending every day.

💡 Your money story doesn’t have to stay stuck.

👉 Book a free session now and take the first step toward true financial freedom—in your wallet and your mind.

About The Author

Hi, I'm Avraham (pronounced Av-Rum.) I'm a reformed spender, financial coach, and the founder of Avraham Byers Financial (I'm better with money than coming up with company names.) In a funny and non-preachy way, I teach people how to take control of their finances without giving up their smoked butterscotch lattes.
Share This