You’ve downloaded the apps and color-coded spreadsheets. You’ve hired the financial advisor. You’ve even tried the weird envelope system your grandma swore by.
Yet, here you are again. Staring at your bank account, wondering where all that money went.
Those methods are like treating a gunshot wound with a Hello Kitty Band-Aid. A very neat, color-coded Band-Aid, but a Band-Aid nonetheless. The problem isn’t your math skills. It’s deeper than that.
Let’s talk about the difference between managing your money and actually transforming your relationship with it. (Because nobody ever changed their life with an Excel sheet.) 📊
The Problem with Spreadsheets (and Why They Hate You)
Surface-level money work is all about the “what.”
- What’s your budget?
- What are your expenses?
- What can you cut?
It’s tactical. It’s logical. And for a smart person like you, it’s mostly useless for long-term change.
This is the world of generic templates and budgeting apps. They turn your financial life into a math problem. If you just spend less here and save more there, everything will be fine. Right?
WRONG.
This approach treats you like a robot. 🤖
It ignores the messy, human part of money.
The part that:
- Stress-shops on Net-a-Porter after a client ghosted you.
- Feels guilty asking for what you’re worth.
- Freezes when it’s time to look at the AmEx bill.
It’s like trying to fix a leaky pipe by mopping the floor.
You’re managing the symptom, not the source. And you’ll be mopping forever.
Going Deeper: It’s Not About the Money, Honey 🧠
Deep transformational finance work is different. It doesn’t start with a budget. It starts with a question: “WHY?”
- WHY do you feel anxious when you think about retirement?
- WHY do you overspend when you feel lonely?
- WHY do you believe you’re “bad with money” despite all evidence of your success?
This is where the real magic happens.
Deep work isn’t about numbers.
It’s about patterns.
It’s about identity.
It’s about the stories you tell yourself about what you deserve.
Your money problems are not math problems. They are symptoms of something much deeper.
Deep work is about excavating your financial origin story. It’s looking at the beliefs you inherited from your family and the experiences that shaped how you see the world. It’s understanding that your financial habits are just the tip of an emotional iceberg. 🧊
What’s the Real Difference?
Let’s break it down.
Surface work asks: “How do I stop this behavior?”
It focuses on control and restriction. It leads to temporary compliance, followed by the inevitable relapse. You can only say “no” to lattes for so long before you snap and buy the whole coffee shop.
Deep work asks: “What pattern created this behavior?”
It focuses on healing and understanding. It gets to the root cause.
Instead of just stopping the behavior, it dissolves the need for it.
You stop overspending because you’ve healed the emotional trigger that made you do it in the first place.
📢 This is the shift from just managing your actions to BECOMING the kind of person who rocks their finances.
You stop trying to act like someone who’s good with money and simply ARE someone who’s good with money.
Why Deep Work Is the Only Thing That Lasts
You can’t out-budget your beliefs. Lasting change doesn’t happen by tweaking a spreadsheet. It happens when you change the person holding the spreadsheet.
Here’s why deep work sticks:
- It rewires your brain.
You’re not just following rules; you’re creating new neural pathways. You’re changing how you think and feel about money on a fundamental level. - It addresses your past.
Deep work acknowledges that you’re a product of your experiences. It helps you unpack financial trauma and inherited family patterns that secretly run the show. - It’s holistic.
It works with both logic AND emotion. You need the tools, sure. But first: heal the driver. A budget is useless if you don’t believe you’re worthy of wealth. - It’s about identity.
When you change your beliefs, your behaviors follow automatically. You no longer have to force yourself to save. It becomes a natural expression of who you are: a person who values their future.
Ready to Dig? 🔥
Stop trying to fix your money. Start trying to understand yourself.
The apps and budgets have their place. But they’re tools, not solutions. They’re the “how” that only works once you’ve uncovered your “why.”
HERE’S WHAT TO DO NEXT: 📝
- Ready to do the REAL WORK? 💡
- Want to finally get in control—not ‘cause you’re wrestling another boring budget, but because you’ve truly transformed your relationship with money from the inside out?
- BOOK YOUR FREE SESSION WITH ME HERE! 🎉
(No strings. Just real talk.)
Avraham
Your Financial Coach
PS:
Seriously, why wait? 🚀
Book your free session today and take the first tiny-but-mighty step toward lasting financial freedom.
Comments are closed.