Financial struggles are a gift.
Yep, I said it. A gift.
Let that sink in.
Go ahead, roll your eyes. I’ll wait.
They teach us important lessons.
Lessons you didn’t ask for, but need.
When money gets tight, we often panic.
Cue the sweaty palms and freak-out mode.
We see overdue bills.
And suddenly, the mail feels like a threat.
We feel stuck.
Like quicksand, but with less drama.
But this is where real growth happens.
The kind that’s messy, but worth it.
The Messy Middle
The middle of financial trouble is tough.
It’s the part where you ugly cry.
All you see are problems.
Bills, stress, and zero solutions.
That paycheck vanishes fast.
Gone before you can even blink.
The mortgage, utilities, and daily expenses eat it up.
Your money’s gone before you even taste it.
It feels like climbing a steep hill with flat tires.
And someone’s throwing rocks at you.
But this stage is where growth starts.
Right here, in the middle of the mess.
Growth is rarely clean and easy.
It’s messy, sweaty, and full of curse words.
The Silver Lining You’ll Only See When You Start Climbing
Once you face the muck, clarity comes.
It’s like wiping a foggy mirror.
This is the silver lining.
The part where things start to click.
You begin to see things differently.
Like, maybe you don’t need all that stuff.
You Acknowledge the Problem.
Step one: Stop pretending it’s not there.
No more ignoring those bills.
They’re not going anywhere, boooo!
This step is hard.
Like, rip-the-Band-Aid-off hard.
But it’s where change begins.
You can’t fix what you won’t face.
You face the ugly numbers and accept the need for change.
Deep breath. You’ve got this.
You Reflect on the Cause.
Time to ask the hard questions…
Why are you in this mess?
Be honest. No sugarcoating.
Is it too much spending?
Amazon Prime strikes again.
Is it not enough income?
Or maybe your not valuing your expertise.
Maybe it’s a mix of both.
Spoiler: It usually is.
Tough times push you to dig deeper and face the truth.
And the truth? It’s not as scary as you think.
You Take Action.
This is where the magic happens.
Start tracking your expenses.
Yes, even the $3 gum at the gas station.
Create a real budget.
One that doesn’t make you want to cry.
Have tough talks with your partner or yourself.
“Hey, maybe we don’t need three streaming services.”
Taking action is key to moving forward.
No action, no progress. Simple as that.
You Grow.
Once you face the muck, you’ll notice something amazing.
You’re not drowning anymore.
You feel in control.
Like, “I’ve got this” kind of control.
You gain confidence with your money.
Suddenly, you’re the boss of your bank account.
You set up systems that work.
Budgets, savings, the whole grown-up thing.
Instead of drowning in stress, you steer the ship.
Captain You, reporting for duty.
Financial struggles are not just problems.
They are opportunities to learn and grow.
Even if they suck in the moment.
Embrace them.
Yes, even the ugly parts.
Start today.
Because waiting won’t make it easier.
Make your financial struggles a stepping stone to success.
Or at least to a life where you don’t panic every time your phone buzzes with a bill.
Avraham
Your Financial Coach
Comments are closed.