Money may not be the root of all evil, but overspending can cause a whole lot of disagreement in a marriage. It’s assumed and fair to say that the less money a couple makes, the more arguments there are likely to be. If there is shopaholic in the relationship though, even top earning couples will fight about money.
There are a lot of commercials out there which attempt to position certain products and services as a substitute for discipline. Offering “fast and easy” solutions, companies will wrap your debt into a line of credit, negotiate a lower balance on your credit cards for you and help to reduce your payments.
We all know that procrastination makes us feel guilty, stressed out, and frustrated. The vast majority of us also believe that having enough to live comfortably during retirement is of paramount importance. So why do we torture ourselves and put off the important things that will help us achieve financial freedom?
It’s one thing to save for your retirement. Saving the right amount is another thing altogether. There isn’t a worse feeling than getting to retirement and knowing that you don’t have enough.
We are taught that goal-setting is a prerequisite for achievement. But how do you know that you will be happy once you achieve your the goals you have set for yourself and your family?
Look back before you try to move forward: The best way to take control of your financial situation is to learn from your mistakes. Figuring out what you have been doing wrong is the only way to start changing your financial behaviour.
