The urge is typical. You’ve completed your tax return, happily confirming your hope the government owes you a refund.
Before you’ve even received your refund in that recognizable brown envelope, it’s likely you’ve already earmarked that money for goodies you want, but haven’t had the chunk of cash to pay for.
In the back of your mind though, you know paying down your debts, and saving your money for a rainy day or retirement is the responsible thing to do. Although at a first glance it seems like the least satisfying course of action, but in truth, it’s not.
By paying off your debt and getting ahead, you may not be buying your way to the tropics, but you are paying off your worry, your stress, and the pressure that money can make you feel. Think of it this way: If you could purchase a magical wand that could take away (or at least significantly) reduce your financial worries, there’s a good chance you’d whip out your cheque book and pay top dollar to buy that wand. You would probably even allocate a large portion of that tax refund we were talking about, to get some peace of mind.
How can a Personal Financial Trainer help?
It’s not easy or intuitive to change your mentality in this way, to reframe your options so they seem more attractive, or to appreciate the benefit of saving or paying down your debt while you’re caught up in the moment. Sometimes it takes an objective, and specially trained third party to help you see what you’re really getting when you do the responsible thing.
We’re not talking about making you buy into some trick of the mind or sleight of hand. The year-long training we offer will make you see the reality of your situation, without judgement, and reap the benefits that come when you follow through and do the right thing.
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