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Financial lingo you need to know

Feb 25

Here’s a list of common financial lingo you probably already know:

  • Spreadsheet
  • Forecast
  • Cash-flow
  • Debt repayment
  • Surplus
  • Retirement savings
  • Unexpected expenses

Equally as important, but not as well known, here’s a list of “uncommon” financial lingo:

  • I have the power to change.
  • I can. I will.
  • I’m in charge today.
  • I’m happy with what I got.
  • I’m not going to compare myself with others.
  • I deserve financial control.

If you wanna take charge of your money, you have to understand the “uncommon” lingo in your heart.

Your finances are dependant on it.

It’s that simple.

Now it’s your turn…

What kinda financial lingo do you tell yourself?

What would you like to change it to?

Tell me in the comments below.

I’m curious.

About The Author

Hi, I'm Avraham (pronounced Av-Rum.) I'm a reformed spender, financial coach, and the founder of Avraham Byers Financial (I'm better with money than coming up with company names.) In a funny and non-preachy way, I teach people how to take control of their finances without giving up their smoked butterscotch lattes.


  1. Jody J
    February 25, 2018 at 10:57 pm ·

    Love this article Avraham.

    How about “I’m an action taker.”

    • Avraham Byers
      February 25, 2018 at 10:58 pm ·

      Yes, Jody!

      Action taker. Love it!!!

  2. doreen
    February 26, 2018 at 4:39 pm ·

    Hi avraham! I used to always say, ‘I have no money,’ which was rarely, if ever, true. Sometimes, it was because I didn’t want to do an activity and felt like it was a better ‘excuse’ than to admit I didn’t want to go. I’ve since changed both my thinking and my words. now, if I don’t feel like doing something, I’ll simply say, ‘that sounds like fun. I love spending time with you. however, I’m not up for it. or, I don’t really want to go. or, I have no interest in DOING that.’ If I don’t want to spend money on something, I’ll just say that, too, ‘I don’t want to spend any money on that right now.’ And, if I really don’t have the money yet really want to do/buy something, I’ll also be, “honestly positive,” “Your program/course sounds amazing though I’m not able to commit to it at this time.” or, “I’d love to join you for brunch/movie/whatever next week/month/etc. would that work?’ I think of money differently, which has dramatically reduced the stress I feel about it, in general. I now think of it as a flow of energy into my life to support me-it comes and it goes [not sure which spiritual/wellness guru I got that from]….

    • Avraham Byers
      February 26, 2018 at 5:25 pm ·

      Doreen! I love your positive spin. And I’m so happy that your shift in money thinking has reduced your stress. 😉

  3. Chris Stephenson
    February 26, 2018 at 5:51 pm ·

    I know some things are out of my control.

    Great list!

    • Avraham Byers
      February 26, 2018 at 6:03 pm ·

      Absolutely Chris. That deserves to be on the list.

  4. Russell Bennett
    February 26, 2018 at 8:02 pm ·

    My financial lingo is most often, “I’m never gonna get out of debt.” I’d like to change it to “Debt? I remember that. A nightmare of a long time ago. Now there is only savings and surplus and no anxiety.”

    • Avraham Byers
      February 26, 2018 at 9:39 pm ·

      I appreciate your honesty, Russell. What do you think is holding you back from being debt-free?

      • Russell
        March 5, 2018 at 4:30 pm ·

        A lack of regular sustainable income. I never know how much I will earn each month, but our household expenses are the same.

  5. Roxane
    February 27, 2018 at 12:56 am ·

    Great article Avraham. Gets to the core issues. I use to be like an ostrich with its head in the sand because of crippling fear of facing my finances. Now I love opening my online bank account knowing I have the power to shift my situation and it feels good! Thanks for all your inspiring insight 🙂

    • Avraham Byers
      February 27, 2018 at 2:24 am ·

      Thanks Roxane for sharing your transformational story of how you went from ostrich to banking master.

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