According to Yahoo News, the first Friday the 13th of each year is officially “Blame Someone Else Day.”
First started by Anne Moeller of Clio, Michigan in 1982, it’s said that Anne’s alarm clock did not go off, and she overslept. As a result, she was late for appointments all day long and spent the day spreading blame and making excuses for being late.
A lot of people have the same attitude about money. It might be tempting to blame circumstances or other people, but passing the buck never fixed anyone’s problems, especially when it comes to money troubles or personal finance.
When many clients first see us, they are initially quick to blame others for their own financial quandaries: They blame the banks, the credit card companies, sales people, shopping malls and often say “not having enough time to be on top of it,” is why they have financial difficulties.
Worse, blame distracts us from finding the real cause of our problems. In order to get to the bottom of financial anxiety, we need to point the finger at ourselves and take full responsibility for our actions. Only by doing this can you begin to fix your own financial disorder.
How can a Personal Financial Trainer help you?
To take a look in the mirror and realize that we created this financial mess ourselves can be downright depressing. Without proper help, this crucial first step is often the last or only step most people take in the right direction – they feel overwhelmed and begin to break down. They think the problem is too big and assume they never will have the discipline it takes to get out of the hole.
To get past this, our Personal Financial Trainers work side-by-side with clients while they look in the mirror, so to speak. We provide the support it takes to build confidence and the motivation to save more than they ever thought possible.
Before anyone can get to this point, however, they must first stop the blame game and own up. John Burroughs probably put it best when he said “a man can fail many times, but he isn’t a failure until he begins to blame somebody else.”