It’s been a day… 🙃 Your email inbox looks like a battlefield, there are socks on the living room floor that definitely aren’t yours, and the idea of chopping onions feels about as appealing as filing taxes. What do you do? You tap your favorite restaurant on DoorDash, of course. Twenty minutes later, the goods arrive. Delicious. But while you’re dipping...
Ever catch yourself saying, “If I could just make $20,000 more a year, I’d finally be set?” 💭 Maybe it wasn’t $20,000. Maybe it was $30,000, or even $50,000. Whatever the number, you believed it. You thought your money problems would magically evaporate once that “more” landed in your bank account. Spoiler alert: It didn’t, did it? And guess what?...
Woohoo! You paid off your credit card debt! That’s a HUGE win. 🎉 HIGH FIVES ALL AROUND. But now, you might be staring at those old credit cards thinking, “Should I keep these just in case?” Listen, I get it. It’s tempting. But spoiler alert: those cards? T-R-O-U-B-L-E. Kind of like keeping a box of Twinkies in your pantry when...
A scarcity mindset can be suffocating. Life’s too short to pinch your pennies so tight you’re scared to enjoy it. Sure, budgeting matters (don’t start hyperventilating yet), but living like your wallet is in witness protection? Not it. Here are 4 ways to boldly spend on what fuels your soul (without going broke). 1. Shift Your Mindset Alright, first things...
Are you a “spreadsheet and logic” type 🖋 or a “follow your heart, trust your gut” type? 💖 The way you approach money likely has a lot to do with whether you’re more of a thinker or a feeler. Spoiler alert: You’re probably not just one or the other. But understanding which one drives your financial decisions can be a complete GAME CHANGER. Are...
Let’s Flip the Script on Budgeting 🤔 Usually, budgeting is all about what you have to cut out—no to that extra slice of pizza, no to spontaneous trips to Aruba (bummer, right?). But what if budgeting was more about what you get to say “YES” to? Enter the magical world of the “Yes List.” Picture This: A World of Yeses 📝 Instead of dwelling on...
Eight years ago, I dropped an article on reducing debt, breaking down the debt snowball vs. the debt avalanche approach. It blew up—big time. It happened to be one of my most popular articles ever. In a nutshell, the debt avalanche has you tackle the highest interest rates first, while the debt snowball says to start with the smallest balances. The idea?...
We’re knee-deep in our series on mastering cash flow (a.k.a. your guide to tracking down where your hard-earned dough is taking off to). Let’s hit pause and do a quick refresher. Cash flow, what’s that again? Here’s the 411—it’s a nifty tool that shows you exactly where your money is flying off to each month. It’s your income minus your expenses, all lined up nice...
Well, well, well, here we go again… Last week we started getting into the thrilling world of cash flow and spreadsheets. I know, I know, you’re thinking, “Whoa there, slow down with the excitement!” But stick with me here. Let’s say you’re not a spreadsheet enthusiast. You’re more of a creative doodler than a data analyst. Maybe those little cells and formulas...
Today, we’re kicking off a topic that might seem as appealing as a pair of wool socks in a heatwave: cash flow & spreadsheets. Now, I know some of you out there just love getting all up in Excel’s business. You’re the type who gets a thrill from seeing numbers line up like well-behaved children on a field trip. And...
