Retirement

A letter to my younger self: Financial lessons I’ve learned along the way

Dear me, many years ago, Well, it finally happened; I got old. I hit the big 7-0 last week, and it has me thinking about times gone by, about mistakes I’ve made and regrets I hold. Looking back on my life – on our life – I wonder what I could have done differently to protect myself from the financial...

Retirement Savings: On your shoulders

My grandparents had great pensions, and my parents have OK pension plans. Me though? I have none. The most I’ve been offered by any employer, is a group RRSP. It used to be commonplace for employers to guarantee their employees a specific pension payout for remaining loyally employed with the company. However, in recent years, a lot of employers have...

Be Decisive or Beware!

It’s one thing to save for your retirement. Saving the right amount is another thing altogether. There isn’t a worse feeling than getting to retirement and knowing that you don’t have enough.