Goal Setting

Want Change? Do the Hard Stuff

Change never comes easy, and comfort never leads to growth. Real progress demands real challenge. ↓ Here are 15 ways challenge shapes you into something new: If it doesn’t challenge you, it doesn’t change you. And yes, financial freedom is never found in the easy path. 💸 It’s built through challenges: Embrace the hard things. That’s where real change—and financial freedom—begins. Avraham ByersYour Financial Coach...

Stop Letting Life Happen—Start Owning It

Most people walk through life thinking things happen to them. A job loss. 😬A bill you didn’t expect. 💸Someone treating you badly. 🙄 It feels unfair.It feels personal.It feels like the world is against you. But what if you could look at things differently? What if it was all done for you? (The difference between “to me” and “for me.”...

Big Why + Smart Moves = Money Solved.

Managing your money can feel like trying to fold a fitted sheet. Awkward. Frustrating. And a little impossible. But here’s the scoop: the secret to knocking it out of the park with your finances is learning to think smarter… in TWO different ways. Enter Higher Thinking and Lower Thinking. One keeps your head in the clouds (productive clouds, not fluffy daydream ones). The other...

How to make sure accountability will work for you

Accountability doesn’t always work. If you’re saying:  “I’ll need you to be on top of me or it’s not going to get done.”  It won’t work. That means you’re not ready. On the flip side, if you say: “I can do it all on my own — I don’t need you at all.”  That won’t work either. That also means...

How getting stuck in a wheelchair helped me stick to a budget…

Becomin’ Hip in Brooklyn Eight years ago I ended up in a wheelchair for 6 weeks. Here’s what happened… One day out of the blue my hip started killing me. I was walking like a penguin. I’m usually good at “pushin’ through the pain” but it was so bad we cancelled our weekend getaway to the in-laws. BTW, this wasn’t...

What’s in a Goal?

We are taught that goal-setting is a prerequisite for achievement. But how do you know that you will be happy once you achieve your the goals you have set for yourself and your family?