My Blog on
Money Smarts

My friend Sruli said something the other day that stuck with me.He was talking about potential — how sometimes, everything you want is already there, just waiting. You just have to turn the dial. Like a bubblegum machine.You know the ones: a glass globe filled with colorful gumballs. You drop in a quarter, turn the dial, and out comes a...

The other day, my wife said something I can’t stop thinking about:“Desire got you to eat the first chip. Guilt made you finish the bag.” She’s right. She usually is. 🤓 I KNOW THIS PATTERN WELL Twelve years ago, I joined a men’s weight loss program. I was all in—tracking everything, following the rules, and I lost 49 pounds in...

The other day, I got a message from a reader named Akiva: “Yours is one of the few emails I get that I have to go back to later on my computer because I don’t have a browser on my phone. Always a good read.” Akiva built a system to avoid distractions — no browser on his phone. And somehow,...

I was 19. Jamaica. I was traveling with an older friend, Rino. My mom was a flight attendant, so I was flying standby on her employee pass. Free flight — if there was a seat. No seat, no flight. A few days before heading home, I checked the flight. Looked wide open. It’ll be fine. So, naturally, I did what...

Someone called me a “self-made man” the other day. I’ll admit — it felt good to hear. But here’s the truth: it’s completely wrong. THERE’S NO SUCH THING AS SELF-MADE I didn’t make myself. And I definitely didn’t get here alone. Let me tell you about some of the people who got me here. CHRIS REYNOLDS I was 17. He...