Budgeting is 80% emotional and 20% numerical.
In other words, 80% of your success with budgeting is based on your emotions, while only 20% is based on your numbers.
Learning how to deal with fear, jealousy, and regret are the main components of budgeting you need to master.
Sure, an app can crunch your numbers. But it can’t master your financial emotions for you.
That’s your project.
Once you nail the 80% — the financial emotions — you’ll look and treat money differently.
And when your perspective shifts, something magical happens — you’ll become smarter with money and finally start to feel in control of your finances.