Starting a business might be scary, but for those already invested in a venture that's underperforming, knowing when to pull the plug is by far the more terrifying prospect. To... read more →
No matter who you are, no matter what you do, no matter how much income you earn each year, if your debt is growing, even just a little bit, your... read more →
Watch your pennies. It's not terribly difficult to do, and the pennies, the little things, are usually what add up to big savings over time. I was speaking with a... read more →
The urge is typical. You've completed your tax return, happily confirming your hope the government owes you a refund. Before you've even received your refund in that recognizable brown envelope,... read more →
There are two, very common, hurdles people face when attempting to budget. Unfortunately, these hurdles often go unacknowledged, setting a lot of people up for failure, almost before they even get... read more →
For some people, it can be incredibly difficult to discern the difference between what they want and what they need. Here is just one practical example: Let's say someone goes... read more →
Unexpected expenses are, hands down, usually the biggest budget breakers out there. (An unexpected expense is anything that you did not foresee or plan for in your budget.) A clinical... read more →
Why are some of us natural savers, while others are spenders? In a way, it's a matter of perspective. The main difference is that savers take in the big picture,... read more →
A lot of people are under the impression that having a budget, or being able to create a budget, is all they need in order to get ahead of their... read more →
A lot of us have the pre-conceived notion that the more money we make, the better off we will be. This is so engrained in us, we assume this cause... read more →
