Here’s the thing about budgeting: it’s not magic. You don’t need a Ph.D. in finance (or a degree from Hogwarts). It’s really just about figuring out where your money is going and then telling it where you want it to go instead. Easy peasy, right? Except, let’s be real, sometimes it feels more like wrestling a grumpy octopus. 🐙 The Problem With ALL...
The Longest Relationship You Didn’t Think Of If you consider the longest relationships over the course of your life–parents, siblings, childhood friends, your children — I’d bet there is one long-hauler you didn’t think of. Granted, this is a bit of a trick since you probably didn’t consider non-human relationships. And it’s not your pets either, even though most people...
OK, imagine this. One day, you walk outside, and there it is—a tree in full bloom, not with flowers or apples, but $100 DOLLAR BILLS. Unlimited moolah. 💸 At first, you’re like, “YESSSSS! My worries are over! I’m about to be rich without lifting a finger!” But hang on a second. This dreamy little scenario? It would be a total disaster. Here’s...
The Aha! Moment 🤯 Back when I was a financial advisor, I kept seeing the same frustrating problems over and over. Clients were making fantastic money but still had lines of credit, juggling credit cards, and spending way beyond their means. You know the drill: lifestyle inflation, overspending, financial mismanagement. And who was there to help them? Pretty much… no...
We’re all drowning in life. Work, kids, surprise PTA meetings, aging parents, and a to-do list that doesn’t ever shrink. But when you say, “I don’t have time for my finances,” doesn’t that sound a bit… off? I mean, it’s your money we’re talking about here. It’s kind of a big deal. No, I’m not telling you to become some spreadsheet wizard...
Well, look at you, clicking through! 👋 Welcome to the full post… Here’s the deal—I love writing long-form articles, the kind of in-depth reads that dig into everything from saving for emergencies to finally understanding your spending habits. These are the articles where I can weave in stories, jokes, and the odd quirky example to add personality to a serious...
Alright, this probably won’t be my most popular post. But bear with me—I promise there’s a nugget of wisdom buried in here (somewhere). 🤞 Insults… They sting. They dig deep. They’re horrible. And if you’ve been alive for more than 30 seconds, chances are, you’ve been on the receiving end of one. Now before we go any further, let’s set the record...
Here’s the thing about money… Nobody teaches us how to manage it, yet somehow we’re supposed to know what “debt-to-income ratio” means and why avocado toast is apparently the reason millennials can’t buy homes. Spoiler alert? Avocado toast isn’t the problem. 🥑🍞 The real problem is, money gets tangled up in your brain. Feels complicated. Scary. Like a wild raccoon...
It’s been a day… 🙃 Your email inbox looks like a battlefield, there are socks on the living room floor that definitely aren’t yours, and the idea of chopping onions feels about as appealing as filing taxes. What do you do? You tap your favorite restaurant on DoorDash, of course. Twenty minutes later, the goods arrive. Delicious. But while you’re dipping...
Ever catch yourself saying, “If I could just make $20,000 more a year, I’d finally be set?” 💭 Maybe it wasn’t $20,000. Maybe it was $30,000, or even $50,000. Whatever the number, you believed it. You thought your money problems would magically evaporate once that “more” landed in your bank account. Spoiler alert: It didn’t, did it? And guess what?...
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