Posts Tagged: Retirement Planning

Retirement Savings: On your shoulders

My grandparents had great pensions, and my parents have OK pension plans. Me though? I have none. The most I’ve been offered by any employer, is a group RRSP. It used to be commonplace for employers to guarantee their employees a specific pension payout for remaining loyally employed with the company. However, in recent years, a lot of employers have...

Exercises for financial discipline

There are a lot of commercials out there which attempt to position certain products and services as a substitute for discipline. Offering “fast and easy” solutions, companies will wrap your debt into a line of credit, negotiate a lower balance on your credit cards for you and help to reduce your payments.

Put off procrastinating (You’ll be glad you did)

We all know that procrastination makes us feel guilty, stressed out, and frustrated. The vast majority of us also believe that having enough to live comfortably during retirement is of paramount importance. So why do we torture ourselves and put off the important things that will help us achieve financial freedom?

Be Decisive or Beware!

It’s one thing to save for your retirement. Saving the right amount is another thing altogether. There isn’t a worse feeling than getting to retirement and knowing that you don’t have enough.

What’s in a Goal?

We are taught that goal-setting is a prerequisite for achievement. But how do you know that you will be happy once you achieve your the goals you have set for yourself and your family?