Author Archive for Avraham Byers

You know that thing you keep doing with money? Or maybe it’s the thing you keep not doing. The budget you’ve been meaning to start—for three years. The account you haven’t opened. The conversation you keep dodging. The bill you shove in a drawer and hope it self-combusts. The fancy budgeting app you downloaded, opened once, and ghosted completely. Or...

You know the kid. The 10-year-old who saves every birthday dollar. The one who asks, “How much is that?” before adding a toy to the cart. Who checks price tags and whispers, “Dad, that’s too expensive.” Everyone coos. They beam. “She’s so responsible!” “He’s so mature with money!” And maybe that’s true.But maybe—just maybe—it’s not. Because there is a massive,...

You know that person. The 50-year-old executive who throws a tantrum when a project doesn’t get his way. The 40-year-old who pouts like a teenager when a friend sets a boundary. We’ve all seen grown adults melt down like 8-year-olds when their plans go sideways. Emotional maturity and chronological age don’t always line up. We know this. But here’s the...

You know what’s harder than managing your finances?Managing your finances while grieving. I just read a story about a woman named Alice. For nearly 50 years, her husband Sasha handled all their finances. He kept a spreadsheet only he could understand. He talked to advisers she’d never met. He bought individual shares of what seemed like every stock in the...

You're not too busy to deal with your money. You're hiding. Here's why financial hibernation feels safe — and why it's costing you more than you think.

There’s a kind of spending nobody really talks about. It’s not the flashy stuff—the car, the house, the vacation designed to make your friends and neighbors jealous. This is quieter. Sneakier. And way more common than you think. It’s the purchase you make to convince yourself you’re okay. Not for Them. For You. Most conversations about overspending focus on external...

“I work hard. I deserve this.” You’ve said it. I’ve said it. We’ve all said it. And it’s not a lie. You do work hard. You grind, you show up, you deliver. But somewhere along the way, “I deserve it” stopped being a statement of fact and became a permission slip. A get-out-of-jail-free card for spending that doesn’t actually serve...

You’re in a relationship with money. Not a casual one. Not a “we hang out sometimes” situation. This is a committed relationship. You wake up with money on your mind. You go to sleep thinking about it. You fight about it, worry about it, and dream about it. And yet, most people have never stopped to ask how the relationship...

Let’s get one thing straight: MONEY ISN’T EVIL. You’ve heard it a MILLION times. Maybe from your well-meaning grandma, a frustrated artist friend, or that guy at the party who only brought celery sticks as a “snack.” “Money is the root of all evil.” — Yeah, right. It’s a borrowed belief, like a hand-me-down sweater that’s itchy, but we wear...