About Avraham Byers
I'm Avraham — reformed spender, financial coach. I help people take control of their money (without giving up their lattes).
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The other day, I got a message from a reader named Akiva: “Yours is one of the few emails I get that I have to go back to later on my computer because I don’t have a browser on my phone. Always a good read.” Akiva built a system to avoid distractions — no browser on his phone. And somehow,...
I was 19. Jamaica. I was traveling with an older friend, Rino. My mom was a flight attendant, so I was flying standby on her employee pass. Free flight — if there was a seat. No seat, no flight. A few days before heading home, I checked the flight. Looked wide open. It’ll be fine. So, naturally, I did what...
Someone called me a “self-made man” the other day. I’ll admit — it felt good to hear. But here’s the truth: it’s completely wrong. THERE’S NO SUCH THING AS SELF-MADE I didn’t make myself. And I definitely didn’t get here alone. Let me tell you about some of the people who got me here. CHRIS REYNOLDS I was 17. He...
Last week, I shared a story about sushi I didn’t buy. A reader named Tim from South Africa wrote back with a story so good, I had to ask if I could share it. He said yes. A LATE-NIGHT FAVOR A few days ago, Tim did one of those favors you don’t have to do, but you do anyway. His friend’s ride...
Today was one of those days with my kids. The kind where every interaction feels like a negotiation—and I was losing every single one. By the afternoon, I was fried. And when I’m fried, I do what a lot of people do: I start thinking about food I don’t need. Specifically, salmon lover’s sushi. There’s a spot in Toronto I...
I was fifteen. Riding shotgun in a Chevy Astro. Pitch-black back roads. No streetlights. And the gas tank? Empty light on. Somewhere between ‘we might make it’ and ‘we’re going to die out here.’ Danny was driving — my cousin’s cousin. Eighteen. Built like a linebacker. This was my first big trip without Mom. Two weeks of relentless begging before...
I’ve seen this story play out hundreds of times. And I’ve lived it. (Just ask my wife.) Here’s how it goes: Your car’s service light came on two weeks ago. You’ll deal with it next week. Your kid’s sneakers are hanging on by a thread — he needs new ones before the weather turns. The Hulu subscription renewed again, even...
I’ve only seen it happen twice in 15 years. A client sits down. I show them the numbers. They look at the spreadsheet, make a decision, and execute. Cold. Logical. Done. One of those clients? He realized the math didn’t work. He was living in a country where taxes were too high, pay was too low, and his dream lifestyle...
My wife doesn’t let me mop. It’s not that I don’t offer. I do. And yet every time the floor needs mopping, she takes over. On the rare occasion she lets me mop, I catch her re-mopping after. “I already mopped,” I say. “I know,” she says. “But you always miss spots.” She’s not wrong. Her mopping is a 10/10....
My wife has been on me for months.“You should do a speaking tour,” she says. “You’re great at this. People need to hear it live.” She’s not wrong. Speaking is how I’ve landed most of my best clients. And yet, here I am. Writing you an email instead of standing on a stage somewhere. Classic me. Let me tell you...
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