Some people just seem to get money. They’re not stress-Googling “how do credit scores work” or waking up in a cold sweat from an Amazon binge-nightmare. Nope—they’ve got this calm, “I’ve got my life together” vibe. And it’s suspicious. Here’s their not-so-secret secret: They follow three simple rules. Guess what? You don’t have to be a human calculator or billionaire-in-training...
If you’ve been cruising down the same financial road expecting a different destination, spoiler alert: you’re heading right back to where you started. Einstein (or some internet philosopher) supposedly called this insanity. And honestly? They nailed it. Growth demands change. When you shake things up, all you need is a bit of strategy and a dash of wisdom. 👇👇👇 Step 1: Know Your...
Managing your money can feel like trying to fold a fitted sheet. Awkward. Frustrating. And a little impossible. But here’s the scoop: the secret to knocking it out of the park with your finances is learning to think smarter… in TWO different ways. Enter Higher Thinking and Lower Thinking. One keeps your head in the clouds (productive clouds, not fluffy daydream ones). The other...
Let’s talk about something nobody wants to talk about: financial struggles. You know, that gut-punch moment when you realize your bank account has less cash in it than the vending machine at a corporate office. The bills pile up, the panic sets in, and suddenly you’re Googling phrases like “how to live off ramen” 🍜. It’s not fun. It’s not cozy. But here’s the...
Perfectionism has plagued me from eating healthy, working productively, and from having financial freedom. Take eating healthy for example: In my mid-twenties I started to gain weight. I knew I needed to diet, so I joined a weight loss program. The day before my first class I ate my “last supper” will all the forbidden foods I could think of:...
I’ve always been good at theory. But terrible at taking action. For most of my life, I’d fantasize about what I wanted to do and where I wanted to go in life, but most of the time I never followed through. I was born like that. As far back as I can remember, I always had a huge amount of...
“I’m not good with numbers.” Sound familiar? When you talk negatively about yourself — like the example of above — what are you really trying to say? Are you giving yourself an excuse — an exit out from dealing with your finances? By telling yourself that you’re not good with numbers are you really saying you’re not responsible? But what...
Your experiences shape your worldview. Your worldview shapes your narrative. Your narrative shapes your actions. —- You can’t change your past experiences. However, you can change your worldview by understanding where it comes from. Is your worldview from your culture? Something that someone said to you? Is it from your mature adult perspective or your child’s perspective? Think about these questions. ...
Being cheap is to buy single-ply toilet paper just because it’s cheaper than double ply. Being smart with money, on the other hand, is to buy double ply toilet paper on sale — even though it’s more expensive than single ply. I’m not saying that all cheap people buy single ply — I’m sure plenty of them buy double ply....
For most of my adult life, I acted like a kid with my money. Kinda like a financial version of Tom Hanks in BIG. Even though I had a beard and a receding hairline, when it came to spending, I hadn’t changed much since first grade. If I wanted it, I bought it. The only difference between the “first grade me,” and...
