Here’s a list of common financial lingo you probably already know: Spreadsheet Forecast Cash-flow Debt repayment Surplus Retirement savings Unexpected expenses Equally as important, but not as well known, here’s a list of “uncommon” financial lingo: I have the power to change. I can. I will. I’m in charge today. I’m happy with what I got. I’m not going to compare myself with...
I believe: People can change. A rut is a temporary place to get you to the next level. Spouses can work together as a team. It’s never too late. Urgency makes things happen. Opening up is healthy. Not making a decision is making a decision. Taking control takes guts. Knowing is half of the battle. The other half is doing....
I wasn’t built be a professional wrestler. Not like my high school buddy Anthony — aka “Santino Marella” — who become the WWE Intercontinental Champion. He’s like a brick wall and I’m just a skinny guy with a big beard. He bodyslams 300-pound men and I couldn’t hurt a fly. But we have one thing in common: We both...
Have you ever opened your credit card statement and felt like you really messed up again? My hand’s raised ;). Those feelings of regret can become overwhelming. Even paralyzing. I know about regrets first hand. Take my Pink Floyd box set I got when I was 16. Bought it, loved it, couldn’t afford it — and regretted it. You can...
Chosen best of the web by Globe and Mail personal finance columnist Rob Carrick Overspending is a common problem for many people; it creates debt, anxiety and relationship problems, even among high income earners. All too often, people’s spending habits seem to rise to meet – and exceed – their incomes. So why does this happen? What compels people to...
When making decisions about where to spend money, generosity often trumps or supersedes money concerns at this time of year. For some, it can be so difficult to go against this pattern, they actually feel helpless to control their spending, budget or not. In a recent Investors Group poll, 1 in 4 Canadians feel helpless to control holiday spending....
It’s pretty common to think that having more will make us happy. In reality, though, the more we have, the more complicated our lives get. We are hardwired to think about the upside when we buy things. We think about how great it will be to take our new boat out on the lake, or spend summers at the cottage...
A lot of us have the pre-conceived notion that the more money we make, the better off we will be. This is so engrained in us, we assume this cause and effect will be automatic and guaranteed. In reality, this is an illusion, albeit a very powerful one, that people fall into. Let’s look at it honestly: When we get...
I was told recently about a successful lawyer who wanted to write a book called Broke on Any Budget. He selected this title because, he was broke as a law student; broke as a junior lawyer, and even after he made partner in his law firm, he was still broke. As our careers advance, so does our income. Sadly, we...
According to Yahoo News, the first Friday the 13th of each year is officially “Blame Someone Else Day.” First started by Anne Moeller of Clio, Michigan in 1982, it’s said that Anne’s alarm clock did not go off, and she overslept. As a result, she was late for appointments all day long and spent the day spreading blame and making...
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