Posts Tagged: Budgeting

Financial Serenity—Ditch the Stress, Keep the Calm

Here’s the thing: financial serenity isn’t a destination. It’s not something you “achieve” and check off your list. It’s a way of living. You’ve got this. And the best part? Now you’re on your way. 🚀 AvrahamYour Financial Coach Ready to take the next step?Let’s make financial serenity your reality. Book a FREE session with me, Avraham, your financial coach. Together, we’ll...

Want Change? Do the Hard Stuff

Change never comes easy, and comfort never leads to growth. Real progress demands real challenge. ↓ Here are 15 ways challenge shapes you into something new: If it doesn’t challenge you, it doesn’t change you. And yes, financial freedom is never found in the easy path. 💸 It’s built through challenges: Embrace the hard things. That’s where real change—and financial freedom—begins. Avraham ByersYour Financial Coach...

Intuitive Spending — Get in control of your finances without budgeting

I want to introduce you to the intuitive spender… But before I do, I want you to meet the intuitive eater (she’s the intuitive spender’s cousin.) The intuitive eater The intuitive eater is someone who’s slender and is in good shape.  She’s able to maintain her physique because she eats when she’s feeling hungry and stops when she’s full. She...

Why perfectionism is ruining your finances

Perfectionism has plagued me from eating healthy, working productively, and from having financial freedom. Take eating healthy for example: In my mid-twenties I started to gain weight.  I knew I needed to diet, so I joined a weight loss program.  The day before my first class I ate my “last supper” will all the forbidden foods I could think of:...

How to get “good” with numbers

“I’m not good with numbers.” Sound familiar? When you talk negatively about yourself — like the example of above — what are you really trying to say? Are you giving yourself an excuse — an exit out from dealing with your finances? By telling yourself that you’re not good with numbers are you really saying you’re not responsible? But what...

How to take charge of your finances (hint, it’s in your worldview)

Your experiences shape your worldview. Your worldview shapes your narrative. Your narrative shapes your actions. —- You can’t change your past experiences. However, you can change your worldview by understanding where it comes from. Is your worldview from your culture?  Something that someone said to you? Is it from your mature adult perspective or your child’s perspective? Think about these questions. ...

5 ways to “financially” grow up

For most of my adult life, I acted like a kid with my money. Kinda like a financial version of Tom Hanks in BIG. Even though I had a beard and a receding hairline, when it came to spending, I hadn’t changed much since first grade. If I wanted it, I bought it. The only difference between the “first grade me,” and...

The one 80/20 budgeting rule that’ll get you in control of your finances

Budgeting is 80% emotional and 20% numerical. In other words, 80% of your success with budgeting is based on your emotions, while only 20% is based on your numbers. Learning how to deal with fear, jealousy, and regret are the main components of budgeting you need to master. Sure, an app can crunch your numbers. But it can’t master your...

One Powerful Phrase That’ll Change Your Finances and Life

Here are some common things we say: I can’t lose weight. I can’t have supper with you tonight. I can’t get that project done on time. I can’t be happy. Here are some financial (and common) things we say: I can’t pay off my debt. I can’t save money. I can’t budget. I can’t make more money. I can’t, I...

Is there a better way to deal with your finances?

Most of us keep our finances to ourselves. Kinda like holding a deck of cards to our chest. I get it — we’re afraid what people think about us. Maybe they’ll think we’re a failure. Or worse, maybe they’ll see that we’re a fake. So, as a result, we end up alone in fear of our finances (and interestingly, you...